Beware of "Phishing"
"Phishing" is the act of sending an e-mail or pop-up advertisement that
claims to be from a legitimate business or organization that you deal
with. Scam artists recreate pages using information from legitimate web
sites in hopes of fooling consumers into providing their personal
The e-mail or pop-up will ask you to "update" or
"validate" your account information, passwords, logins, and will make some
form of urgent appeal so that you will respond quickly. The e-mail or
pop-up may direct you to a fraud web site that may appear to be from a
Some consumers mistakenly submit financial and
personal information and the "phishers" will use it to gain access to
financial records or accounts, commit identity theft or engage in illegal
We will NEVER request any personal information (such as
account numbers, passwords, PINS, Social Security Numbers, etc.) through
an unsecured email OR telephone call. In addition, First Federal does not
use pop-up advertisements.
It may not always be easy to
recognize fraud emails or pop-ups but there are some precautions:
Watch out for e-mails or pop-ups that state an urgent reply is
needed or your account may be closed. Watch out for e-mails or pop-up
that provides a general greeting and doesn't identify you by name.
Fraudulent e-mails or pop-ups may have typographical or grammatical
errors. Watch out for poor visual and design quality. Vishing Attacks
Scam artists contact individuals via telephone and/or automated
calls to verify debit card, credit card or other personal information in
an attempt to get you to disclose otherwise secure information. The
caller may indicate they have partial information and is seeking to
confirm additional items or security information.
deterent for a Vishing Attack is to NEVER disclose personal information
to a telephone contact not initiated by you.
to Protect Yourself!
- DO NOT click on links you receive from a third-party asking for
personal information or account numbers. To access the legitimate web
site, you should type the web site name, URL address into the web
browser or by using a "bookmark." (example: http://www.ffsmid.com)
- DO NOT send confidential information such as account numbers,
passwords, or PINs by email.
- DO NOT share your IDs or passwords with anyone.
- DO NOT disclose personal information to a telephone contact not
initiated by you.
- CALL the financial institution or business directly to confirm
requests for updating or verifying personal or account information.
- LOOK for a secure connection on web sites asking for personal or
account information. Normally, the URL will begin with https:// in
the browser address bar. Also, a "padlock" icon will appear at the
bottom of your browser window.
- VERIFY Web Site Security Certificates within your Web Browser.
- UPDATE the security features of your computer software,
including your Web Browser. Software companies provide security
updates to their products. To learn more about computer security,
- ALWAYS logoff web sites for secure areas of web sites (for
example: Online Banking) for which you use an ID and Password to
enter.Only give personal information over encrypted websites – those
using the https:// at the beginning of their address
This information highlights examples of safety precautions you can
consider to protect yourself, your family, and your property. This list
is not meant to be all-inclusive. Moreover, a particular precaution may
not be effective or appropriate in all circumstances. We encourage you
to use your own good judgment about what's appropriate.